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Since it was passed by Congress in 2010, NAPSLO has worked to promote and preserve the intent and clear mandates of the Nonadmitted and Reinsurance Reform Act (NRRA), and the resulting uniformity and efficiencies in surplus lines regulation the NRRA was intended to achieve. The Association believes that, in the four years since its passage, the NRRA’s national framework and establishment of home state regulation and taxation of surplus lines has produced tremendous benefits for our industry by ensuring one state, the home state of the insured, governs multistate risks.

The key reforms intended by the NRRA are to:

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