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Judging by some of the queries I’ve received, perhaps a few agents should follow their children and return to school this September.

Whether via email, text or in class, many begin a query with, “I know this is probably a stupid question, but…” Although normally the question isn’t stupid, there are times when you find yourself thinking, “You know, that really was a stupid question.” When such questions arise in E&O seminars, I feel sorry for any carrier representatives who might be in attendance, bemoaning the fact that no state allows immediate cancellation of the questioner’s professional coverage.

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