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Shakir Waheib, a senior member of the al-Qaida-linked Islamic State of Iraq and the Levant (ISIL), stands next to a burning police vehicle in Iraq's Anbar Province. (AP)

Editor’s note: Jeff Moore is CEO of Muir Analytics, LLC 

Global terrorism is dramatically on the rise—by 43% in 2013, according to a U.S. State Department report published April 30.[1] Much of this violence was done by al Qaeda (AQ) franchises in conflict zones such as Afghanistan, Pakistan and Iraq. As international businesses continue to work in countries where conflict prevails, improving political, terrorism and war-risk calculations in the insurance industry becomes more important than ever. People’s lives, property and payouts are increasingly at stake.

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