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Whether it’s a deliberately misstated water damage claim on a homeowners’ policy or a sophisticated international crime ring for stolen autos, insurance fraud is driven by a combination of greed, stealth and exploitation.

The U.S. economy may have stabilized enough so that the blatant vehicle torchings and business arsons of the financial meltdown era have slowed; but insurance fraud, in all its myriad forms, marches on—and shows no signs of stopping.

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