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I am always surprised by the creative ways that insurance pros and insurance companies find to get themselves in trouble. After 15 years of providing litigation support to the legal industry, I thought I had seen every possible scenario for a claim to be denied or the rationale for entering litigation. But the last several months have proved me wrong. Consider the following cases that I have been involved in recently.

In my last article (appearing in the March 2014 issue of NU) I wrote about an insurance company that denied a claim based on the fact that it “believed” an application for insurance did not fully reveal all of the facts. I’ve always operated on the principle that the facts of any given matter decide how a decision is reached. Producers, take note: It is not the insurance company that is being sued, but the producer who promised certain coverage.

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