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According to recent quantitative analysis including A.M. Best’s 2013 Special Report on U.S. Surplus Lines, as well as observable evidence like record attendance at the 2013 National Association of Professional Surplus Lines Offices (NAPSLO) Annual Convention and 2014 Mid-Year Leadership Forum, the surplus lines industry is healthy with growing capital and significant opportunity. The E&S industry has also proven resilient over time, with no financially impaired surplus lines companies in the last nine years. We believe that stability is derived, in part, from the efficiency, cost-effectiveness and many other benefits of the wholesale distribution system. 

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