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Ah, Spring! Flowers bloom, grass greens, and baseball returns. If your insurance brain has been hibernating, start stretching those muscles and get back in the game.

Let’s warm up with an exercise on rental cars and the personal auto policy (PAP). I specifically speak of the liability insurance protection that may not be provided by the ISO PAP when the rental car is driven by anyone other than the renter named on the agreement at the time of an accident.

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