Licensing is a fact of life for nearly every insurance adjuster. It can be quite challenging to stay current on state-by-state requirements.

Consider:

  • Thirty-four states require an individual independent adjuster to be licensed in various forms to work claims. The remaining 16 states will be following suit in coming years.
  • Fourteen states require adjusters employed by carriers to be licensed. Twenty states require that independent adjusting firms be licensed.
  • Every state requires any firm doing business within their borders be properly registered.

Adjusters open themselves — and their employers — to significant risks if they are not properly licensed or fail to maintain their licensing. Adjusters are already busy staying updated on the latest tools, technologies, and trends. Navigating changing licensure regulations is an additional time-consuming challenge.

And this is where Xeneros can provide critical and timely solutions.

Folks in the insurance industry that have experienced this struggle founded Xeneros. Xeneros does more than simply let an individual know when their license is about to expire. We take a hands-on approach to streamline the licensing process for you. Moreover, because we live in the same professional world as you, we can provide guidance and assist with complicated situations.

For example:

You are a resident of Massachusetts, a non-licensed state (one of the 16 remaining). Your firm is headquartered on the West Coast but has a national footprint. You have a New Hampshire license, which you have designated as your home state, but because New Hampshire doesn't require testing, you also hold a Rhode Island license for reciprocity. You now find out that, due to your company's growth, you are going to need to acquire a Wyoming license.

How do you apply for the Wyoming license?

Xeneros deals with similar scenarios daily. We help you understand what needs to be done and when. We will save you time and money. You won't have to research the process, requirements, nor have to deal with potentially rejected applications and resubmissions.  In fact, Xeneros can also provide solutions on how to avoid such complicated scenarios altogether.

For example, if you are responsible for a large group of adjusters that face complex licensing scenarios like the one described above, Xeneros can help keep your organization compliant with its licenses by expanding your licensing function with specialty compliance managers.  We will work directly with your adjusters throughout the process, whether it is to secure an initial license or complete required continuing education courses to renew and maintain a license. 

Xeneros understands license management.  Acquiring licenses can be a challenge.  Processing renewals in a timely fashion is always a concern.  What if your company's management – or a client – needs to know who is licensed in a specific area…immediately?  Xeneros offers a Web-based dashboard so you can keep track of everything happening with your licensing portfolio and get quick precise answers to your questions.

Xeneros was founded in the claims industry and we understand the complexities of licensure, compliance, and the potential risks to you and your company should a license be out of compliance. We partner with you to provide the expertise and the tools to manage licenses, certifications, risks, and ultimately, save you valuable time and money.

(Think you know the answer in the example? Give us a call to find out if you are correct.)

Xeneros, LLC   www.xeneros.net   888.311.7816  

Jeff Cook is Director of Sales & Marketing for Xeneros.

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.