Licensing is a fact of life for nearly every insurance adjuster.It can be quite challenging to stay current on state-by-staterequirements.

Consider:

• Thirty-four states require an individual independent adjusterto be licensed in various forms to work claims. The remaining 16states will be following suit in coming years.
• Fourteen states require adjusters employed by carriers to belicensed. Twenty states require that independent adjusting firms belicensed.
• Every state requires any firm doing business within theirborders be properly registered.

Adjusters open themselves — and their employers — to significantrisks if they are not properly licensed or fail to maintain theirlicensing. Adjusters are already busy staying updated on the latesttools, technologies, and trends. Navigating changing licensureregulations is an additional time-consuming challenge.

And this is where Xeneros can provide critical and timelysolutions.

Folks in the insurance industry that have experienced thisstruggle founded Xeneros. Xeneros does more than simply let anindividual know when their license is about to expire. We take ahands-on approach to streamline the licensing process for you.Moreover, because we live in the same professional world as you, wecan provide guidance and assist with complicated situations.

For example:

You are a resident of Massachusetts, a non-licensed state(one of the 16 remaining). Your firm is headquartered on the WestCoast but has a national footprint. You have a New Hampshirelicense, which you have designated as your home state, but becauseNew Hampshire doesn't require testing, you also hold a Rhode Islandlicense for reciprocity. You now find out that, due to yourcompany's growth, you are going to need to acquire a Wyominglicense.

How do you apply for the Wyoming license?

Xeneros deals with similar scenarios daily. We help youunderstand what needs to be done and when. We will save you timeand money. You won't have to research the process, requirements,nor have to deal with potentially rejected applications andresubmissions. In fact, Xeneros can also provide solutions onhow to avoid such complicated scenarios altogether.

For example, if you are responsible for a large group ofadjusters that face complex licensing scenarios like the onedescribed above, Xeneros can help keep your organization compliantwith its licenses by expanding your licensing function withspecialty compliance managers. We will work directly withyour adjusters throughout the process, whether it is to secure aninitial license or complete required continuing education coursesto renew and maintain a license.

Xeneros understands license management. Acquiring licensescan be a challenge. Processing renewals in a timely fashionis always a concern. What if your company's management – or aclient – needs to know who is licensed in a specificarea…immediately? Xeneros offers a Web-based dashboard so youcan keep track of everything happening with your licensingportfolio and get quick precise answers to your questions.

Xeneros was founded in the claims industry and we understand thecomplexities of licensure, compliance, and the potential risks toyou and your company should a license be out of compliance. Wepartner with you to provide the expertise and the tools to managelicenses, certifications, risks, and ultimately, save you valuabletime and money.

(Think you know the answer in the example? Give us a call tofind out if you are correct.)

Xeneros, LLC www.xeneros.net 888.311.7816

Jeff Cook is Director of Sales & Marketing forXeneros.