Black boxes for cars and now in homes?

Smart devices—and their associated telematics applications—aretechnologically advancing at breakneck speed, and their use helpsinsurers create statistically accurate risk profiles.

Event data recorders (EDRs), also known as "black boxes," recorddriver behavior information including speed, seat belt use, andsteering and braking factors. After Sept. 1, EDRs will be mandatoryin all new vehicles.

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