Under Missouri law, an insurance agent or broker who undertakes to procure insurance for another for compensation owes a duty of reasonable skill, care and diligence in obtaining the requested insurance.

If the insurance agent or broker cannot or does not obtain the requested insurance, the agent or broker has a duty to timely notify the insured. A failure to explain why insurance was not obtained is as damning, if not more so, than the failure to obtain insurance.

CASE HISTORY

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