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Prepping for the next terrorism attack on U.S. Soil is on the minds of many insurers as the country nears expiration of the Terrorism Risk Insurance Program Reauthorization Act of 2007 (TRIPRA) in December 2014. That’s equally so for insurers and clients seeking January 2014 terrorism contract renewals.

The fear throughout the industry is not “if,” but rather, “when” another assault on the U.S. occurs—and conversely, not “when” the industry pays those claims, but “if” it is able to. Industry experts fear the federal government could fail to renew TRIPRA, causing upheaval and diminished capacity as insurers pull out of the market.

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