A recent study by InsuranceQuotes.com found that filing a home insurance claim can result in a hefty rate increase in certain states but not others.
The study used a hypothetical two-story, single family home covered for $144,000 with a $500 deductible, and revealed how much annual premiums can go up for claims such as fire, hail, liability, medical, theft, vandalism, water (non-weather related), weather, and wind.
According to the study, premiums in 31 states and the District of Columbia increased by an average of 10 percent or more after filing a single claim. In other states, premiums increased very little, if at all.
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