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Editor’s Note: National Underwriter P&C’s gripping September cover feature by Chad Hemenway tackles the red-hot issue of concussion-related brain injuries. The NFL agreed to a $765 million settlement deal with thousands of former players and their families who sued the league–accusing it of hiding the dangers of brain injury–exactly one week after this feature went to press.

I write this, as I do many stories, with a migraine.

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