With gas prices continuing to skyrocket, it is no surprise thatmore Americans are turning to bicycles as an alternative form oftransportation.

In fact, bicycle riding is the third most popular outdooractivity among adults, with 12 percent classified as “frequentcyclists.” This number increases to 22 percent for children.

The basics of bicycle safety are well known—wear a helmet,utilize reflectors, and be visible and alert. But when it comes toinsurance, many cyclists are unaware or misguided concerning thesteps they can take to further protect themselves and theirbicycle.

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