Continued rate increases and lower losses led the U.S. Property & Casualty industry to its second consecutive first-quarter underwriting profit in 2013, according to A.M. Best.

Q1 2013 underwriting results show an improvement over Q1 2012, with the industry’s combined ratio dropping to 94.7 from 97.4 and underwriting income growing to $4.6 billion compared to $1.5 billion.

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