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Richard Trezza, president of Morristown, N.J.-based program administrator Core Programs LLC, recalls discovering his own personal niche in the insurance world: “I graduated with a business administration degree, decided I don’t like corporate America and went into my family’s small insurance business,” he says. “That’s how I learned insurance.”

Trezza’s career path led him to establish Core Programs, which he launched in 2011 with his business partner Sean Maher, The two honed and patented a proprietary risk modeling system that serves as the backbone of a specialty program that provides Property, General Liability, Crime and Umbrella coverage for apartment buildings and condominiums.

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