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California is the latest state to find itself in the cross hairs of a national debate about hydraulic fracturing, which is commonly referred to as “fracking.”

Viewed by the most optimistic of our populace as “America’s road to energy independence,” the practice is muddying legislative and environmental waters. As concerns about water contamination, earthquakes, and property damage (both structural and related to market value) continue to trickle in, property and casualty (p&c) insurers find themselves smack in the middle of conflicting scientific and political stances.

The enormity of exposure and resultant litigation, even if mostly theoretical at this point, has p&c insurers worried about fissures to the already shaky public perceptions of the industry, which is entrusted with far more than making good on the promise and terms of a given insurance policy.

Digging Deep

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