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Nanomaterials are commonly used in many industrial and consumer products. Aside from their beneficial properties, certain nanomaterials can also pose substantial risks to human health and the environment. Nanomaterials are implicitly covered in insurance policies. Liability insurers should therefore check their portfolios and investigate whether and what kind of nano-related risks are covered in their policies. 

At the same time, insurers must stay abreast of new scientific data about potential risks of specific nanomaterials and regulatory developments, which must be followed continuously. Unexpected losses in liability lines of business could be avoided, if appropriate underwriting options are developed timely. 

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