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Personal-auto insurers have continued to implement rate increases to counter weakness in the segment’s performance over the last several years, but unusual catastrophe losses and rising claim severity prevented strong improvement in underwriting performance for 2012, says Fitch Ratings.

In a recent analysis, “Personal Auto Underwriting Performance,” Fitch says, “While market fundamentals in the personal auto industry improved modestly in 2012, results vary considerably across companies.”

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