Food trucks make up a small but rapidly expanding segment of the restaurant market, producers say. 

“The food-truck industry is growing tremendously,” says Marcio Pepe, president of MPX Insurance Services in Aliso, Viejo, Calif. Pepe, who specializes in eateries, has seen his food-truck business increase steadily for several years. He estimates he places coverage for 75 to 80 food truck owners, some of whom operate a half-dozen trucks.

Many food trucks are getting more sophisticated, Pepe adds. More owners are specializing in gourmet foods, so their trucks have expensive ovens, refrigerators, generators and sinks that have to be insured. 

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