State Farm, which targets businesses of one to 19 employees, has seen an uptick in inquiries from quick-service food purveyors, such as ice cream parlors, delicatessens and coffee shops, according to Sandy Mullins, underwriting consultant for State Farm.

As these businesses look to set themselves apart, they have started to offer delivery services—which results in a need for Non-Owned Automobile Coverage if employees are using their own vehicles. 

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including and

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including, and
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2023 ALM Global, LLC. All Rights Reserved.