Superstorm Sandy hit the Jersey Shore full force on Oct. 29, 2012. The damages will certainly be around for a long time to come.

Offices for The Van Dyk Group are located in Ocean County, N.J., with our main office on Long Beach Island, which took a direct hit. One of our other offices is located in Stafford Township, N.J., the mainland area across the bridge from Long Beach Island. A major portion of Stafford Township consists of lagoon-front communities built in the '60s and '70s. Sixty percent of our insureds had claims from Superstorm Sandy.

Sandy ended up being a major flood event as opposed to the wind event that is experienced with most hurricanes. Practically all of the homes and businesses on Long Beach Island had some sort of flood damage, and the lagoon-front homes in Stafford Township all had flood damage, with most homes having at least 2 feet of water.

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