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In “Big Data: A Guide to Where You Should Be, Even If You Don’t Know Where You Are,” Celent advises professionals in the insurance, banking and securities industries to not only understand their organization’s current big data capability but also, and perhaps more importantly, where it should be.

The gist of Celent’s advice is for financial services companies to: examine their current capabilities; evaluate where they should be; and then invest appropriately to close the gap. To facilitate accurate assessments, the research and consulting firm defines five tiers of data capability: spectator, experimenter, practitioner, innovator, and scientist. 

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