As 2013 begins, residents in the Northeast whose homes, businesses and communities were torn asunder by Superstorm Sandy are on the long road to recovery. From the federal government on down to neighborhood organizations, discussions are being had over how—or whether—to repair and rebuild. 

These conversations provide the insurance industry with an opportunity to help break the tragic cycle of coastal-property destruction/replacement/destruction in which our nation has been caught for far too long. 

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