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The adoption of the National Association of Insurance Commissioner’s (NAIC) Risk Management and Own Risk and Solvency Assessment (RMORSA) model act has immediate implications for U.S. insurers. Now is the time for carriers to begin assessing how this newly passed legislation will affect their enterprise-risk-management (ERM) processes, as well as the value they can gain by integrating RMORSA’s requirements into how they manage their businesses.

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