Chartis has built underwriting practices around some of the riskiest professions, including aircraft pilots, miners, construction workers, refuse collectors, truck drivers and police officers.

To profitably manage these risks, the insurer hires underwriters who have specialized knowledge of these industries, which helps the insurer to get a better grip on the Workers' Comp exposures.

“They know and can identify risk characteristics that are bad that we either want to deal with or avoid,” says Russell Johnston, Casualty product-line executive for Chartis U.S. and Canada.

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