Thank you for sharing!

Your article was successfully shared with the contacts you provided.

Window sash damage is a common building problem addressed by claims personnel. Insurance coverage of window related losses is often dependent on the nature of the damage and whether it occurred as a result of one incident or over time. Pane breakage, rotted frames, foggy double panes, and jammed frames are among the many problems that perpetuate insurance related claims. The following are three classic examples of window sash losses that serve to illustrate the issues faced by the claims analyst.

1) Interior Moisture DamageMoisture damage to windows can occur from the inside, primarily from condensation on window components during the winter. High humidity levels mean moisture laden air condenses on cold surfaces such as single pane glass and window sash without thermal breaks. Without proper maintenance the sash deteriorates as exemplified in the window shown in Figure 1 to the right.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2022 ALM Global, LLC. All Rights Reserved.