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2010 was a watershed year for the business community as Republican legislators—generally seen as more open to competitive markets—gained more than 700 state legislative seats, which allowed them to take control of many state legislatures. At the time, the National Assn. of Mutual Insurance Companies (NAMIC) and others in the insurance industry predicted that this massive turnover would result in more pro-business legislation, fewer fights to restrict underwriting freedom and turn back the clock on civil justice reforms.  

Were we right?  Well—essentially. None of the bills stood out as very good or very bad, but for the most part, 2012 was about progress and laying the groundwork for next year—assuming voters re-elect business-oriented state legislators in November.

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