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John O’Connor, Vice President of Strategic Product & Platform Development for Travelers Small Commercial, tells NU that identifying the risks seasonal staff can bring to the business—whether it’s a restaurant, landscaper or general contractor—is key to protecting the company during and beyond the summer months.

What are some of the inherent risks that come with seasonal employees?

First and foremost, business owners should think about the risks involved with bringing on these employees. Seasonal employees can create year-round risk for a business thanks to increased exposure to injuries and potential auto accidents. To help overcome these issues, it’s important for business owners to create a detailed training and supervisory program. This can help to reduce the chance of injury to [employees] and others.

Employers need to understand how seasonal employees could impact Workers’ Compensation and Auto coverage. Without proper training and supervision, employers can put seasonal workers at risk for injury.

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