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While legislatures across the country have been grappling with many thorny issues this year such as tight budgets, jobs and the economy, education and transportation, several important insurance issues also have been on the table. 

One of the key issues of importance to insurers in 2012 has been curbing the billions of dollars in costs that go to pay for auto accident fraud, abuse and inefficiencies in no-fault states. For several years the insurance industry has worked with law enforcement, elected officials, the business community and concerned citizens to transform no-fault laws in Florida, New York, New Jersey, Michigan and Minnesota.

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