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In a multitrillion-dollar, globe-straddling industry, it’s exceedingly difficult for one person to make an indelible difference—to truly and fundamentally and permanently transform the insurance landscape.

But each of our 10 Living Legends did precisely that. Whether it’s conceiving the idea for catastrophe models, changing the conversation around specialty markets or crafting game-changing legislation, these 10 visionaries can take credit for innovations that affect all out work days, every day.

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