The R StreetInstitute recently released a report card grading the insuranceregulatory environments in each of the 50 states. The report cardmeasures states on 14 objective variables to gauge the extent towhich their insurance regulatory environments embody the principlesof limited, effective and efficient government.

R Street measured states on the concentration of their home andauto insurance markets and relative size of their residual markets;the effectiveness of state solvency and fraud regulation; thetransparency and politicization of insurance regulation; the taxand fee burdens placed on insurance markets and the proportion offees used to support insurance regulation; and the relative freedomgranted to insurers to set risk-based rates, including through theuse of credit and territorial information.

Click “next” to see the five states that made straight A's andthe five states that flunked in the R Street report card. Click here to see the full list ranking all 50states.

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