This year's college graduates are unrealistic about health insurance options post-school, according to an April 2012 survey of 526 recent and soon-to-be college grads conducted by eHealthInsurance and Kelton Research.

The survey showed that 82 percent of students think their first jobs after college will provide health insurance. But in reality, only half of this number (41 percent) of recent grads said their jobs actually provide insurance.

Further, 72 percent of students and 75 percent of recent grads said they would rather go without health insurance than default on their student loans. And this makes sense, because the survey also reported that 68 percent of students and 62 percent of recent grads are afraid they won't be able to pay their student loans at some point during their 20s.

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