Having been a social worker and serving in Army hospitalsduring the Vietnam War, after which I tried my hand at sellingmedical insurance, I have acquired some vague understanding of themedical insurance world and its costs.

About a month after this is published, our Supreme Court willrender its verdict on the Affordable Care Act, which is morecommonly called “Obamacare.” This will not be the first courtdecision; Our nine justices are reviewing decisions, both for andagainst, made by U.S. Circuit Courts—including the 11th, whichcovers Florida and Georgia, the two states in which I spend most ofmy time.

These states joined some 24 others in suing to have the lawdeclared unconstitutional, primarily because it mandated thateveryone purchase health insurance and that insurance companiescould not cancel or not pay for pre-existing conditions. There wereother factors as well, but those were the biggies. Some of theappellate courts had found the law constitutional; others ruledotherwise. How will those boys and girls in Washington rule? Theyare making bets on that question in Vegas.