Having been a social worker and serving in Army hospitals during the Vietnam War, after which I tried my hand at selling medical insurance, I have acquired some vague understanding of the medical insurance world and its costs.

About a month after this is published, our Supreme Court will render its verdict on the Affordable Care Act, which is more commonly called “Obamacare.” This will not be the first court decision; Our nine justices are reviewing decisions, both for and against, made by U.S. Circuit Courts—including the 11th, which covers Florida and Georgia, the two states in which I spend most of my time. 

These states joined some 24 others in suing to have the law declared unconstitutional, primarily because it mandated that everyone purchase health insurance and that insurance companies could not cancel or not pay for pre-existing conditions. There were other factors as well, but those were the biggies. Some of the appellate courts had found the law constitutional; others ruled otherwise. How will those boys and girls in Washington rule? They are making bets on that question in Vegas.

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