Valuable Articles coverage,including Personal Article Floaters and Jewelry Insurance, hasremained a stable sector of the Inland Marine market during theeconomic recession.

Insurance clients are still accumulating a lot of high-valuejewelry right now, says Jan Weyhrich, Marine insurance analyst forState Farm—which runs a relatively small Inland Marine businesskeyed more toward Personal Lines.

"People are buying gems as an investment," Weyhrich says.

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