Editor's Note: As much as welove to sound off each week, we love even more the chance to speakwith interesting industry executives—and to share theirperspectives on crucial trends with you.

Kicking things off is our conversation with Robert P.Hartwig, noted economist and president of the InsuranceInformation Institute.

NU: What can we infer about current marketconditions from seven straight quarters of premiumgrowth?

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