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People who like to discover loopholes in new legislation typically wait for the ink to dry on the governor’s signature before wrangling through the holes. But there is no such decorum in Florida when it comes to pending no-fault auto insurance reforms

Florida Gov. Rick Scott had not even received HB-119 when an “enterprising” medical staffing company already began advertising ways to circumvent the intent of the bill’s provisions. Is this the first clue that reform of no-fault—also known as personal injury protection (PIP)—is doomed? Hopefully not. Yet, it is certainly not a clean launch to reforms intended to stem the PIP abuse that is blamed for deteriorating loss trends and rising insurance premiums.

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