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The New Jersey Superior Court, Appellate Division, was called upon to resolve a dispute between Andres Espinoza and GRM Enterprises, U-Save Auto Rental  aka Almost New Rentals (collectively GRM), and Lincoln General Insurance Co. (LGI) (collectively, “defendants”) in Andres Espinoza v. Darnell R. Thompson, Darnell M. Thompson, American Transports, No. A-1427-10T3 (N.J.Super.App.Div. 01/10/2012). 

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