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Farming is a risky financial undertaking. Profits are subject to the weather, supply and demand, and shifting market prices. 

For insurance agents who specialize in this niche, protecting their farming customers means working primarily with a federal insurance program that has undergone a series of cutbacks in recent years.

As the current farm bill expires on Sept. 30, Congress looks to further reduce the budget of the Federal Crop Insurance Program (FCIP), squeezing agency commissions and threatening the important relationship-driven role independent agents play in protecting the U.S. agriculture industry.

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