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Youth team sports have not seen a sharp downturn in interest during the recession—and some sports, like lacrosse, are seeing marked growth.

The key trends identified by the E&S players who specialize in this market sector: a heightened awareness among parents (and plaintiff attorneys) of the long-term repercussions of concussions; and increasing interest in sexual-abuse coverage, following two high-profile incidents at the college level.

The question of permanent damage from concussions has been the biggest youth-sports topic among parents and insurers, says James Decker, assistant vice president of the commercial-lines division for Philadelphia Insurance Cos. in Bala Cynwyd, Pa. People are beginning to ask questions about the responsibility of the amateur leagues as far as knowing there is an inherent risk, he says.

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