Youth team sports have not seen asharp downturn in interest during the recession—and some sports,like lacrosse, are seeing marked growth.

The key trends identified by the E&S players who specializein this market sector: a heightened awareness among parents (andplaintiff attorneys) of the long-term repercussions of concussions;and increasing interest in sexual-abuse coverage, following twohigh-profile incidents at the college level.

The question of permanent damage from concussions has been thebiggest youth-sports topic among parents and insurers, says JamesDecker, assistant vice president of the commercial-lines divisionfor Philadelphia Insurance Cos. in Bala Cynwyd, Pa. People arebeginning to ask questions about the responsibility of the amateurleagues as far as knowing there is an inherent risk, he says.

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