On April 15, 1912, a deadly combination of human error, engineering issues, hubris and fate conspired to bring down the Titanic—a state-of-the-art passenger ship that was touted as "unsinkable."

It's been almost 100 years since that fateful day. But although risk management and technology such as radar and GPS have improved the odds, the maritime industry still faces unique challenges driven by the continued growth of worldwide shipping and the cruise ship industry.

We spoke with risk management experts on how the Titanic disaster could have been averted with modern risk management techniques. Click "next" to see their responses.

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