X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.
A fire breaks out and destroys a single-family home. An investigation reveals that a chimney sweep cleaned the fireplace system 10 months prior. As a claims adjuster, what issues and areas are important to assess? Let’s first look at fireplace systems, and then the duties of a chimney sweep and what areas adjusters should review when it comes to evaluating the potential for subrogation recovery.

The Fireplace System – “Not Practically Perfect”Most homeowners’ familiarity with chimneys comes from seeing the movie “Mary Poppins.” In that movie, set in England, chimneys are swept as a backdrop to the story. However, chimney systems are not “practically perfect in every way,” like Mary Poppins. Chimney fires are extremely dangerous and pose a serious risk of harm to occupants as well as concurrent property damage.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.

INCLUDED IN A DIGITAL MEMBERSHIP:

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?

PropertyCasualty360

Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2020 ALM Media Properties, LLC. All Rights Reserved.