According to ALIRT Insurance Research, underwriting results for the ALIRT P&C Composite deteriorated sharply in 2011 despite considerable reserve releases, due mainly to catastrophe losses.
The ALIRT P&C Composite consists of the 50 largest U.S. personal and commercial-lines insurers, according to the Windsor, Conn.-based firm.
In general, ALIRT says earnings are lower, as is surplus, while investment returns are falling.
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