Small & Regional Carriers: Still Raring to Go, After 2011 Cat Losses

After enduring a catastrophe-filled 2011, small and regional carriers emerge wiser and committed as ever to the personal-service edge they enjoy over their larger competitors.

By Chad Hemenway | Updated on March 15, 2012

Even before the Bastrop conflagration came to be known as the costliest wildfire in Texas history, Dave E. Talbert and employees of the insurance company he leads were on the scene, handing out hot dogs to the blaze’s victims.

“We took shifts,” says the CEO of Hochheim Prairie Farm Mutual Insurance of Yoakum, Texas, recalling the aftermath of the September 2011 devastation. “We’re less than 100 miles away. You could smell the fire at our office.”

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