Each year, Insure.com ranks the most expensive and least expensive automobiles to insure.

Insure.com bases rates on insurance for a single, 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage.

Following are top-three least expensive automobiles to insure for 2012, followed by the top three most expensive.

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