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5Star Professional ProgramsInsurer(s): Multiple “A” rated carriers.Policies written: Practice policies, project policies.Coverage available for: Sole practitioners, part-time practitioners, “moonlighters,” joint ventures, design-build work, construction management, prior acts, pollution exposures.Length of ERP: 1 to 6 years.Limits: $20 million per claim and $20 million per aggregate.Minimum premium: $3,000.Coverage available in: All states.For more information: Kevin Ottley, 5Star Professional Programs, 866-879-6565, marketing@5starsp.com, www.5starsp.com/protect.

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