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5Star Professional ProgramsInsurer(s): Multiple “A” rated carriers.Policies written: Practice policies, project policies.Coverage available for: Sole practitioners, part-time practitioners, “moonlighters,” joint ventures, design-build work, construction management, prior acts, pollution exposures.Length of ERP: 1 to 6 years.Limits: $20 million per claim and $20 million per aggregate.Minimum premium: $3,000.Coverage available in: All states.For more information: Kevin Ottley, 5Star Professional Programs, 866-879-6565, [email protected], www.5starsp.com/protect.

All Risks Ltd.Insurer(s): All Risks Ltd. is the exclusive program administrator for Everest National Insurance Co./Lloyds of LondonType/size of preferred accounts: Architects, interior designers, landscape architects, golf course architects, engineers, surveyors.  Special coverage features: Contractors pollution liability and technology; defense outside of limits option; first dollar defense; worldwide coverage; automatic renewals; mediation credit; premium installment plans; specific project excess limits.  Policies written: Practice policies.Coverage available for: Sole practitioners, part-time practitioners, joint ventures, design-build work, construction management, prior acts, pollution exposures.Length of ERP: Up to 5 years.Limits: $5 million per claim and $5 million per aggregate.Minimum premium: $1,400.Coverage available in: All states except AK, HI.For more information: All Risks Ltd.; Tom Lynch, 610-232-0300 x203, [email protected]; Sue Harker, 630-777-9658, [email protected]; Bill Webb, 610-232-0300 x225, [email protected]; www.allrisks.com.

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