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In such an eventful year, with dozens of compelling stories as strong contenders, determining the Top 10 of 2011 was no easy task. But, after a lot of labor—and internal debate—we feel the final list we’ve put together successfully captures the essential news of the past 12 months.

Of the hundred or so specific insurance lines we’ve written about since January, two really stood out in 2011: One is a major component of the commercial business, and it had a rough year with some worrisome trends. The other line is relatively new to the scene, but it made a strong bid this year to situate itself as a key part of any risk-management portfolio.

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