Change is coming. Make no mistake about it. Are you ready for it or will you wait until it’s already upon us? Reaction is a great American tradition—that and stealing other people’s ideas—but the true leaders are those that anticipate change.

If we are to believe Novarica’s Chad Hersh (And why wouldn’t we?), over the next 18 months we could see flying cars and personal jetpacks on the market. As he told those in attendance at the MajescoMastek user conference last month, “Carriers need to be flexible and agile in their ability to insure new risks.”

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