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They Say, HearsayFirst, politicians let Citizens Property Insurance and the Hurricane Catastrophe Fund grow. Now, there is all this talk about shrinking both of them, and I hear that will make my insurance bill rise. Where’s this sense of urgency coming from? Seems like we’ve got people crying wolf for no good reason.

We SayThere is good luck, and there’s dumb luck. We’ve had both over these 6 consecutive hurricane-free years. Today, however, calls to shrink Florida’s state-run property insurance mechanisms are coming from intelligent people who think the way you make your own luck is to plan for the time it runs out—whenever that is.

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