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With the highly publicized floods, tornadoes and earthquakes suffered around the world in the first half of 2011, conventional wisdom has this year as an outlier for insurance losses.

But Bryon Ehrhart, chairman of Aon Benfield Analytics and Securities in Chicago, takes issue with the widespread use of the term “record breaking” to describe this year’s catastrophes, explaining the term “is only appropriate in the local regions where the losses have occurred.

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